Choose from one of three easy options. Each offers free online bill pay and online banking.

 

	Personal Checking	Personal Checking with Interest*	Money Market Account*
Service Charge	$5.00*	$5.00*	None
Minimum Balance to Open	$100	$1,000	$2,500
Online Banking	Free	Free	Free
Online Bill Pay	Yes	Yes	N/A
ATM	Free**	Free**	Free**
Imaged Statements	Free	Free	Free
Personalized Checks	First Order Free	First Order Free	First Order Free
Discounted Safe Deposit Boxes	N/A	N/A	Yes

 

*To avoid the imposition of the service charge you must meet the following requirements:  A service charge of $5.00 will be imposed every statement cycle if the average daily balance for the relationship falls below $1000.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by number of days in the period. A relationship is defined as all deposit accounts with related ownership including demand deposit accounts, certificates of deposit and money market accounts. The period we use is the calendar month.

* Call 1-866-588-OAKS (6257) for rates.

** We don’t believe our customers should have to pay ATM fees. When you use another bank’s ATM, we pay the fees automatically for you.

N/A Not Available.

Member FDIC